:root{--font-sans:Arial,Helvetica,sans-serif;--font-display:Arial,Helvetica,sans-serif}html{font-family:Arial,Helvetica,sans-serif}body{background:#fff}button{font-family:inherit}
:root{--ink:#132a32;--muted:#5e6c70;--red:#c83232;--cream:#f5f1e8;--blue:#0a6670;--line:#d9ddd9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:var(--font-sans),sans-serif}button,a{font:inherit}.progress{position:fixed;z-index:100;top:0;left:0;height:4px;background:var(--red)}
.siteHeader{height:86px;display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100vw - 1180px)/2));border-bottom:1px solid #e3e7e5}.brand{display:flex;align-items:center;gap:13px;text-decoration:none;color:var(--ink)}.brandMark{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:#fff;font-weight:900;font-size:14px}.brand b,.brand small{display:block}.brand small{color:#738084;font-size:11px;text-transform:uppercase;letter-spacing:.13em}.siteHeader nav{display:flex;gap:24px;align-items:center}.siteHeader nav a{text-decoration:none;color:var(--ink);font-size:14px;font-weight:700}.siteHeader button,.toc button{border:0;background:var(--ink);color:#fff;border-radius:99px;padding:11px 18px;font-weight:700;cursor:pointer}
.hero{background:var(--cream);overflow:hidden}.heroInner{max-width:1080px;margin:auto;padding:80px 34px 56px}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--red);font-size:12px;font-weight:900;letter-spacing:.17em;text-transform:uppercase}.eyebrow span{width:34px;height:3px;background:var(--red)}h1{font-family:var(--font-display);font-size:clamp(48px,7.2vw,94px);letter-spacing:-.065em;line-height:.95;margin:24px 0 28px;max-width:1000px;font-weight:900}h1 em{font-style:normal;color:var(--red)}.dek{font-size:clamp(18px,2vw,24px);line-height:1.5;max-width:800px;color:#42575d}.byline{display:flex;align-items:center;gap:12px;margin-top:36px}.avatar{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font-weight:800}.byline b,.byline span{display:block;font-size:13px}.byline span{color:#68777a}.print{margin-left:auto;background:transparent;border:1px solid #b9c0bd;border-radius:99px;padding:9px 16px}.dataStrip{display:grid;grid-template-columns:repeat(3,1fr);background:var(--ink);color:white;padding:0 max(24px,calc((100vw - 1080px)/2))}.dataStrip div{padding:27px 34px;border-right:1px solid #ffffff2b}.dataStrip strong,.dataStrip span{display:block}.dataStrip strong{font:900 30px var(--font-display)}.dataStrip span{font-size:11px;color:#b9cbce;text-transform:uppercase;letter-spacing:.1em}
.storyGrid{max-width:1120px;margin:auto;display:grid;grid-template-columns:230px minmax(0,720px);gap:80px;padding:80px 30px 110px}.toc{position:sticky;top:35px;border-top:4px solid var(--red);padding-top:18px}.toc>p{font-size:11px;text-transform:uppercase;letter-spacing:.17em;font-weight:900}.toc a{display:flex;gap:10px;padding:12px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:13px;font-weight:700}.toc a span{color:var(--red);font-size:10px}.toc button{margin-top:22px;width:100%;font-size:12px}.article{font-size:18px;line-height:1.78}.article p{margin:0 0 25px}.lead{font-size:21px;line-height:1.65}.lead b{font-size:12px;letter-spacing:.1em;color:var(--red)}.primaryQuote{margin:45px 0;padding:42px;background:var(--ink);color:#fff;box-shadow:12px 12px 0 #dae4e1}.primaryQuote span,.sectionLabel{color:#e65b55;text-transform:uppercase;letter-spacing:.15em;font-size:11px;font-weight:900}.primaryQuote p{font:800 30px/1.35 var(--font-display);margin:17px 0}.primaryQuote cite,.inlineQuote cite{font-style:normal;font-size:12px;color:#a9c0c4}.article section{padding-top:50px;scroll-margin-top:30px}.article h2{font:900 clamp(34px,5vw,52px)/1.04 var(--font-display);letter-spacing:-.045em;margin:11px 0 30px}
.evidenceList{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);margin:35px 0}.evidenceList div{background:#fff;padding:24px}.evidenceList strong,.evidenceList span{display:block}.evidenceList strong{font:900 22px var(--font-display);color:var(--red)}.evidenceList span{font-size:13px;color:var(--muted)}.inlineQuote{border-left:5px solid var(--red);margin:40px 0;padding-left:28px}.inlineQuote p{font:800 25px/1.45 var(--font-display);margin-bottom:10px}.keyPoint{margin:40px 0;background:#edf3f1;padding:24px 28px;display:grid;grid-template-columns:90px 1fr;gap:20px}.keyPoint span{font-size:10px;letter-spacing:.14em;font-weight:900;color:var(--blue)}.keyPoint p{margin:0;font-size:15px;line-height:1.6;font-weight:700}
.policyCard{background:#f8f4ec;border:1px solid #ded7c9;padding:30px;margin:35px 0}.policyCard>div{display:flex;align-items:center;gap:12px}.policyCard>div span{background:var(--red);color:#fff;border-radius:50%;width:40px;height:40px;display:grid;place-items:center;font-size:11px;font-weight:900}.policyCard>p{font:800 23px/1.45 var(--font-display);margin:25px 0 0}.relatedPolicies{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:35px 0}.relatedPolicies div{border-top:3px solid var(--blue);background:#f2f6f5;padding:24px}.relatedPolicies p{font-size:14px;line-height:1.6;margin:10px 0 0;color:var(--muted)}.comparison{display:grid;grid-template-columns:1fr 1fr;margin:35px 0;border:1px solid var(--line)}.comparison>div{padding:26px}.comparison>div+div{border-left:1px solid var(--line);background:#fff1ee}.comparison span{font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:var(--red)}.comparison p{font-weight:700;line-height:1.5;margin:12px 0 0}
.conclusion{background:var(--red);color:#fff;padding:42px;margin-top:40px}.conclusion span{font-size:11px;letter-spacing:.16em;font-weight:900;text-transform:uppercase}.conclusion h3{font:900 34px/1.15 var(--font-display);letter-spacing:-.035em;margin:15px 0}.conclusion p{margin:0}.articleFooter{border-top:1px solid var(--line);margin-top:55px;padding-top:28px;color:var(--muted);font-size:13px;line-height:1.6}.articleFooter>div{border-top:1px solid var(--line);padding-top:20px}.articleFooter>div b,.articleFooter>div span{display:block;color:var(--ink)}.siteFooter{background:var(--ink);color:#fff;display:flex;align-items:center;justify-content:space-between;padding:45px max(25px,calc((100vw - 1080px)/2))}.siteFooter>div{display:flex;gap:16px;align-items:center}.siteFooter p{font-size:12px;color:#aac0c3;line-height:1.6;margin:0}.siteFooter p b,.siteFooter a{color:#fff}
@media(max-width:850px){.siteHeader{height:72px}.brand small{display:none}.siteHeader nav a{display:none}.heroInner{padding:58px 24px 40px}.dataStrip{padding:0}.storyGrid{grid-template-columns:1fr;padding:55px 24px 80px}.storyGrid aside{display:none}.article{font-size:17px}}
@media(max-width:560px){.brand b{font-size:12px}.brandMark{width:38px;height:38px}.siteHeader nav button{font-size:11px;padding:9px 13px}h1{font-size:48px}.dek{font-size:18px}.dataStrip div{padding:20px 12px}.dataStrip strong{font-size:22px}.dataStrip span{font-size:9px}.print{display:none}.primaryQuote{padding:30px 25px}.primaryQuote p{font-size:24px}.evidenceList,.relatedPolicies,.comparison{grid-template-columns:1fr}.comparison>div+div{border-left:0;border-top:1px solid var(--line)}.keyPoint{grid-template-columns:1fr}.conclusion{padding:30px 25px}.conclusion h3{font-size:28px}.siteFooter .brandMark{display:none}}
.documentCallout{margin:36px 0;display:flex;align-items:center;justify-content:space-between;gap:24px;background:#edf3f1;border-left:5px solid var(--blue);padding:24px 28px}.documentCallout span,.documentCallout b{display:block}.documentCallout span{color:var(--blue);font-size:10px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.documentCallout b{font:800 20px var(--font-display);margin-top:4px}.documentCallout p{font-size:13px;line-height:1.5;margin:4px 0 0;color:var(--muted)}.documentCallout a{white-space:nowrap;background:var(--ink);color:#fff;text-decoration:none;font-size:12px;font-weight:800;padding:12px 17px;border-radius:99px}.articleFooter a{color:var(--blue);font-weight:700}
@media(max-width:560px){.documentCallout{align-items:flex-start;flex-direction:column}.documentCallout a{width:100%;text-align:center}}
.documentPage{min-height:100vh;background:#eef1ef;padding:0 0 45px}.documentHeader{height:86px;padding:0 max(24px,calc((100vw - 1180px)/2));background:#fff;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.backLink{color:var(--ink);font-size:13px;font-weight:800;text-decoration:none}.documentIntro{max-width:1180px;margin:0 auto;padding:48px 24px 30px;display:flex;align-items:flex-end;justify-content:space-between;gap:30px}.documentIntro h1{font-size:clamp(38px,6vw,68px);margin:10px 0 8px;letter-spacing:-.055em}.documentIntro p{color:var(--muted);font-size:13px}.documentEyebrow{color:var(--red);font-size:11px;font-weight:900;letter-spacing:.15em;text-transform:uppercase}.documentActions{display:flex;gap:10px}.documentActions a{border:1px solid var(--ink);border-radius:99px;color:var(--ink);font-size:13px;font-weight:800;padding:12px 18px;text-decoration:none;white-space:nowrap}.documentActions .downloadButton{background:var(--ink);color:#fff}.documentContext{max-width:1180px;margin:0 auto 24px;padding:22px 26px;background:#fff;border-left:5px solid var(--red);display:grid;grid-template-columns:210px 1fr;gap:24px}.documentContext b{font:800 17px var(--font-display)}.documentContext p{margin:0;color:var(--muted);font-size:14px;line-height:1.65}.pdfFrame{max-width:1180px;margin:auto;background:#34393a;padding:18px;box-shadow:0 15px 45px #132a3226}.pdfFrame iframe{display:block;width:100%;height:min(76vh,900px);min-height:560px;border:0;background:#fff}.pdfFrame>p{color:#d6dfdf;font-size:12px;text-align:center;margin:14px 0 0}.pdfFrame a{color:#fff;font-weight:800}.documentFooter{max-width:1180px;margin:24px auto 0;padding:0 4px;display:flex;justify-content:space-between;color:var(--muted);font-size:12px}.documentFooter a{color:var(--ink);font-weight:800;text-decoration:none}
@media(max-width:700px){.documentHeader{height:72px}.documentHeader .brand small{display:none}.backLink{font-size:11px}.documentIntro{align-items:flex-start;flex-direction:column;padding-top:34px}.documentActions{width:100%}.documentActions a{flex:1;text-align:center}.documentContext{margin:0 20px 20px;grid-template-columns:1fr;gap:8px}.pdfFrame{padding:8px}.pdfFrame iframe{height:72vh;min-height:460px}.documentFooter{padding:0 20px}}
.collegeResponse{margin:36px 0;padding:34px 38px;background:#f3f6f5;border-top:5px solid var(--blue)}.collegeResponse span{display:block;color:var(--blue);font-size:10px;font-weight:900;letter-spacing:.15em;text-transform:uppercase}.collegeResponse p{font:700 22px/1.55 var(--font-display);margin:22px 0}.collegeResponse cite{display:block;color:var(--muted);font-size:12px;font-style:normal;line-height:1.5}
@media(max-width:560px){.collegeResponse{padding:28px 24px}.collegeResponse p{font-size:19px}}
@media print{.progress,.siteHeader,.storyGrid aside,.siteFooter,.print{display:none}.heroInner{padding:30px}.dataStrip{background:#eee;color:#111}.storyGrid{display:block;padding:30px}.primaryQuote,.conclusion{background:#eee;color:#111;box-shadow:none}}